Thursday, 25 April 2019

EDUCATIONAL NEWS UPDATES DATE:-25/04/2019.

EDUCATIONAL NEWS UPDATES DATE:-25/04/2019.

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STD 2 UPCHARATMAK SHIXAN KAMGIRI MULYANKAN BABAT PARIPATRA DATE-22-4-2019.

TODAY-24-4-2019. ALL SCHOOL AND TEACHER USEFUL EDUCATIONAL NEWS UPDATES DATE:-24/04/2019

EDUCATIONAL NEWS UPDATES DATE:-24/04/2019.

TODAY-24-4-2019. ALL SCHOOL AND TEACHER USEFUL EDUCATIONAL NEWS UPDATES DATE:-24/04/2019.

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Gujarat Loksabha Election Percentage All seats

Gujarat Loksabha Election Percentage All seats

Gujarat Lok Sabha elections 2019 Voting Percentage LIVE News Updates: Gujarat is likely to see a straight contest between the BJP and Congress. In 2014 all 26 seats were won by the BJP. BJP chief Amit Shah, L K Advani and Arun Jaitley are among other top leaders who will vote today.

Gujarat Lok Sabha elections 2019 Voting LIVE: In the third phase of Lok Sabha elections on Tuesday, voting is underway in all 26 constituencies of Gujarat. Prime Minister Narendra Modi cast his vote from Ahmedabad constituency today after paying a visit to his mother in Gandhinagar in Gujarat. He urged voters to turn up in large numbers and exercise their franchise. BJP chief Amit Shah also voted from Gandhinagar. He is contesting Lok Sabha elections for the first time.

Valsad recorded the highest voter turnout with 70 percent.

53.38 percent on Kutch seat,

61.44 percent on Banaskantha,

58.91 percent on Patan,

61.16 percent on Mehsana,

61.91 percent on Sabarkantha seat,

61.18 percent on Gandhinagar seat,

55.51 percent on Ahmedabad East,

55.12 on Ahmedabad West,

53.40 on Surendranagar,

Rajkot. 58.03 percent,

Porbandar 52.72,

Jamnagar 57.34 percent,

Junagadh 55.97 percent,

Amreli 51.48 percent,

Bhavnagar 53.38 percent,

Anand 62.88 percent,

Kheda 56.56 percent,

Panchmahal 56.84 percent,

Dahod 62.40 percent,

Vadodara 63.57 percent ,

64.12 percent on Chhotaudepur,

BHARUCH 69.42 per cent,

69.01 per cent at Bardoli,

Surat 60.84 percent,

63.29 percent, Navsari,

Valsad was recorded at 70.61 per cent.

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EDUCATION LOAN ALL DETAIL IN PDF IN GUJARATI LANGUAGE…MUST READ

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Whom is the loan offered to?
It is offered to students who want to study in India or pursue higher education overseas. The maximum amount offered for studies in India and overseas are different and varies from one bank to another.
Types of courses covered under the loan
It can be taken for a full-time, part-time or vocational course and graduation or post graduation in the fields of engineering, management, medical, hotel management, architecture, etc.
Eligibility, documents required
To apply for the loan, one must be an Indian citizen, having secured an admission into a college/university recognised by a competent authority in India or abroad. The applicant must have completed his higher secondary level schooling.
Some banks offer the loan even before one has secured admission into the university.
As per the Reserve Bank of India (RBI) guidelines, there are no restrictions on the upper age limit, but some banks may have it.
The banks require additional documents such as admission letter of the institution, fee structure, Class X, XII and graduation (if applicable) marksheets. Also required are the income documents such as salary slips or income-tax returns (ITR) of the co-applicant.
Loan financing, collateral requirement
The banks can finance up to 100% of the loan depending on the amount. Currently, for loan up to Rs 4 lakh, there is no margin money required. For studies in India, 5% of the required money has to be financed by the applicant. On the other hand, for studies overseas, the required margin money increases to 15%.
The banks also ask for collateral for loans above Rs 7.5 lakh. Presently, the banks do not ask for any collateral or third-party guarantee for loan up to Rs 4 lakh. For loans above Rs 4 lakh up to Rs 7.5 lakh, a third-party guarantee is required. A collateral is asked for loan exceeding Rs 7.5 lakh.
Once the loan application is accepted, the banks disburse the amount directly to the college/university as per the given fees structure.
Interest rate
The banks uses the Marginal Cost of Funds based Lending Rate (MCLR), plus an additional spread to set an interest rate. Presently (in 2017), the additional spread is in the 1.35-3% range.
Repayment

The loan is repaid by the student. Generally, the repayment starts when the course is completed. Some banks even provide a relaxation period of 6 months after securing a job or a year after the completion of studies for repayment.
The repayment period is generally between 5 and 7 years, but can be extended beyond that as well.
During the course period, the bank charges simple interest rate on the loan. The payment of simple interest during the course period lessens the equated monthly instalment (EMI) burden on the student for future repayments.
Precautions
While applying for a loan, one should also look out for bank charges such as those related to processing, pre-payment, late payment of EMIs, etc. Most lenders charge processing fee of around 0.15 percent of the loan amount.
Benefits under Income-tax Act
Section 80E of the I-T Act allows for deduction on the interest paid on the repayment. This deduction is allowed only for the individuals paying interest on the loan for himself, spouse or children or for the student to whom you’re a legal guardian.
You can deduct the entire interest amount paid from your taxable income. This deduction is allowed for a maximum of 8 years. The principal amount does not qualify for any tax deduction.
Conclusion
Taking an education loan helps you in building a good credit score as this is the first loan in a person’s life. If you repay the loan on time without any defaults then it also makes easier for you to get home loan, car loan, etc., in future.

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GSEB Result 2019, GSEB SSC HSC Result 2019.

GSEB Result 2019, GSEB SSC HSC Result 2019.

The sample gcert model papers are only a model and for practice. The actual question paper may vary.
Download the gcert model paper Exam Class Previous Year Papers and gcert model paper useful for School Exam Class Old Question Papers in PDF format. Students can follow the below links to download this year question.
The sample gcert model papers are only a model and for practice. The actual question paper may vary.
gcert model paper Exam Previous Year Papers
Applicant need to qualify the Entrance exam, Interview and Medical Fitness Test to get admission in gcert model paper . Seats are reserved in various terms and only eligible aspirants can take admission in these gcert model paper . List of gcert model paper has already provided by our team on Home Page. Almost each state have one gcert model paper . If any state do not have any gcert model paper , then work is under progress means gcert model paper is Under Construction.
The sample gcert model papers are only a model and for practice. The actual question paper may vary useful.

Applicant need to qualify the Entrance exam, Interview and Medical Fitness Test to get admission in gcert model paper . Seats are reserved in various terms and only eligible aspirants can take admission in these gcert model paper . List of gcert model paper has already provided by our team on Home Page. Almost each state have one gcert model paper . If any state do not have any gcert model paper , then work is under progress means gcert model paper is Under Construction.

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Loksabha ELection Gujarat Live News Report

Loksabha ELection Gujarat Live News Report

All the BJP and Congress candidates, except five, who are in the fray for the 26 Lok Sabha seats in Gujarat, are'crorepatis', revealed the affidavits submitted by them with their nomination papers.

Four of the five candidates, whose total assets are less than one crore rupees, belong to the tribal community.

Some of the richest candidates from these two major parties include Congress's Mehsana nominee, Ambalal Patel, who has declared assets worth Rs 69.9 crore.

Three candidates of the Congress and two BJP nominees have declared assets less than Rs one crore.

Mansukh Vasava, the sitting BJP MP from Bharuch, who is seeking his re-election for the sixth time, has declared assets worth Rs 68.35 lakh.

Congress candidate Sherkhan Pathan, who is pitted against Vasava, has declared assets of Rs 33.4 lakh.

Naresh Maheshwari, the Congress candidate from Kutch, has declared total assets of Rs 38.13 lakh.

Gujarat is a state in west India and has 26 seats in the Lok Sabha of which 2 are reserved for Scheduled Castes and 4 are reserved for Scheduled Tribes. Gujarat also sends 11 members to the Rajya Sabha. There are 183 Assembly constituencies in the state and the last Assembly elections were held in December 2017.

According to the latest available data, there are a total of 4,47,69,985 eligible voters in Gujarat, of which 2,32,80,542 are male, 2,14,88,390 female and 1,053 voters of the Third Gender. The state can be divided into 4 region(s): North Gujarat, Saurashtra, Central Gujarat, South Gujarat.

In the 2019 Lok Sabha election Gujarat will be voting in 1 phases(s): April 23, 2019.

The poll results for the Lok Sabha seats in Gujarat will be declared on May 23, 2019.

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