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Wednesday, 24 November 2021

Pradhan mantri Awas Yojana(Urban)

Construction of 3.61 lakh houses approved under PM Awas Yojana, follow these steps and apply

Dream house / Construction of 3.61 lakh houses approved under PM Awas Yojana, follow these steps and apply

Ministry of Housing and Urban Affairs has been implementing Pradhan Mantri Awas Yojana (Urban) PMAY (U) to address the housing shortage in urban areas of the country with a larger goal of “Housing for All by 2022” and in order to ensure effective implementation of PMAY (U) Mission, the Ministry regularly monitors key indicators of the programmes at various fora.

The central government has approved the construction of 3.61 lakh houses in urban areas under the PM Awas Yojana.

PM Awas Yojana approves construction of houses

Green light on proposal to build 3.61 lakh houses

Learn how to register for the scheme

Under Pradhan Mantri Awas Yojana, the central government has given green signal to the proposal to build 3.61 lakh houses in urban areas. The central government provides housing to people who do not have a home under the PM Awas Yojana. The scheme provides subsidy to those who buy a house or flat on loan. The decision was taken at the 56th meeting of the Central Acceptance and Monitoring Committee of the government.

The decision was taken at the meeting

The 56th meeting of the Central Acceptance and Oversight Committee was held on 23 November 2021 at the Ministry of Housing and Urban Affairs in New Delhi. The meeting was chaired by Shri Durga Shankar Mishra, Secretary, Ministry of Housing and Urban Development. Many important issues were also discussed at the meeting and many important decisions were also taken.


The meeting approved PMAY-U to build a total of 3.61 lakh houses under Affordable Housing in Partnership, Beneficiary Land Construction (BLC), In-Situ Slum Redevelopment Vertical. At the meeting, Secretary Durga Shankar Mishra spoke on resolving many issues so that the construction of houses could be started soon.

How to avail benefits in this scheme?

Importantly, the benefit of PM Awas Yojana was earlier only for the poor. But now the middle class can also benefit by increasing the amount of home loan. Earlier, the home loan amount in this scheme was Rs 3 to 6 lakh. The interest was subsidized. But now it has been increased to Rs 8 lakh.

Here's how to apply for PM Awas Yojana

To apply for PM Awas Yojana Grameen, you can create a login ID by downloading the government app from your mobile.

Now this app will send a one time password to your mobile number.

Fill in the required information after logging in using it.

The Central Government selects the beneficiaries after applying for a house under PMAYG.

The final list of beneficiaries is then posted on PMAYG's website.

Pradhan mantri Awas Yojana(Urban)


Key Objectives of PMAY (Pradhan Mantri Awas Yojana)

  • PMAY scheme was initiated with the purpose of bridging the ever-widening gap between demand and supply for urban housing. Take a look at the key objectives of this scheme:
  • To rehabilitate slums with the help of private developers.
  • To promote affordable housing for the weaker sections through the Credit Linked Subsidy Scheme.
  • To construct affordable houses in partnership with the public and private sectors.
  • To provide subsidies for beneficiary-led individual house construction.

Pradhan Mantri Awas Yojana Eligibility

  • The Ministry of Housing and Urban Poverty Alleviation defines the beneficiaries for this scheme as following:
  • A Beneficiary can be a husband, wife, and unmarried daughters/sons
  • A Beneficiary should not own a pucca house, which means, the house should not be in his/her name or any other member of the family across India
  • Any adult irrespective of his/her marital status can be treated as a separate household altogether
  • READ INFORMATION IN GUJARATI 

Beneficiaries Under PMAY Scheme

  • Beneficiaries of PMAY(U) mainly include:
  • Middle Income Groups (MIG I) with annual income between Rs. 6 -12 Lakh
  • Middle Income Group (MIG II) with annual income between Rs. 12 -18 Lakhs
  • Low-income Groups (LIGs) with annual income capping between Rs. 3 -6 Lakh
  • Economically Weaker Section (EWS)  with an annual income capping Up to Rs. 3 Lakh
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